重返社會者的財務自主計劃 -Financial autonomy plan for people returning to society

為曾服刑人員設計一套全面的財務賦能方案，重點協助他們克服自身面臨的獨特挑戰。方案應涵蓋預算、儲蓄、信用管理和就業準備。提供循序漸進的指導，並結合實際案例和真實場景，幫助理解和運用財務概念。 ** 關鍵組成部分應包括：**

1. 低收入高支出的預算策略。

2. 實現短期和長期目標的儲蓄技巧。

3. 信用管理建議，幫助重建信用評分。

4. 就業準備培訓，幫助確保穩定就業。

確保方案的結構能支持長期的財務穩定和成功。制定清晰的實施計劃，包括有效執行所需的潛在合作夥伴、資源和支援系統。

Design a comprehensive financial empowerment program for formerly incarcerated individuals, focusing on overcoming unique challenges they face. The program should cover budgeting, saving, credit management, and job readiness. Provide step-by-step guidance with practical examples and real-life scenarios to facilitate understanding and application of financial concepts.** Key components should include:**

1. Budgeting strategies for limited income and high expenses.

2. Saving techniques for short-term and long-term goals.

3. Credit management advice for rebuilding credit scores.

4. Job readiness training for securing stable employment.

Ensure the program is structured to support long-term financial stability and success. Outline a clear implementation plan, including potential partnerships, resources, and support systems necessary for effective execution.