家庭暴力倖存者的財務賦能計劃 -Financial Empowerment Program for Survivors of Domestic Violence

為家庭暴力倖存者制定全面的財務賦能計劃，重點在於使用易於入門的語言和概念。該計劃應涵蓋預算、儲蓄和重建信用等重要主題。提供循序漸進的指導和相關範例，確保對話具有支持性、客觀公正且能賦能。 ** 涵蓋以下幾個面向：**

1.** 預算：** 提供製定切合實際的預算、確定支出優先順序和債務管理的實用建議。

2.** 儲蓄：** 提供建立應急基金、設定財務目標和自動儲蓄的策略。

3.** 重建信用：** 解釋信用評分的重要性，提供改善信用的技巧，並討論信用報告的作用。

4.** 額外支援：** 提供取得財務援助、熟悉財務系統和克服財務創傷的資源。

確保該計劃的基調具有教育性、鼓勵性和尊重性，重點是賦能倖存者，幫助他們實現財務穩定和獨立。

Develop a comprehensive financial empowerment program for domestic violence survivors, focusing on beginner-friendly language and concepts. The program should cover essential topics such as budgeting, saving, and rebuilding credit. Provide step-by-step guidance and relatable examples, ensuring the dialogue is supportive, non-judgmental, and empowering.** Address the following components:**

1.** Budgeting:** Offer practical advice on creating a realistic budget, prioritizing expenses, and managing debt.

2.** Saving:** Provide strategies for building an emergency fund, setting financial goals, and automating savings.

3.** Rebuilding Credit:** Explain the importance of credit scores, provide tips for improving credit, and discuss the role of credit reports.

4.** Additional Support:** Include resources for accessing financial assistance, navigating financial systems, and overcoming financial trauma.

Ensure the program's tone is educational, encouraging, and respectful, with a focus on empowering survivors to achieve financial stability and independence.