理財新手課 -Financial management for beginners

為無家可歸者收容所的居民設計一個適合初學者的結構化個人理財教育課程，重點關注基礎知識和實踐技能。課程應涵蓋預算、儲蓄和基礎財務規劃，並透過清晰的解釋、相關範例和互動練習來吸引參與者。確保內容通俗易懂，並能增強參與者的財務決策信心。提供課程的詳細大綱，包括：

1. 包含具體學習目標和成果的課程計畫。

2. 有效實施所需的材料，包括任何視覺輔助工具、工作表或技術要求。

3. 參與者參與策略與回饋機制。

4. 評估課程效果和參與者進度的計畫。

5. 根據不同的學習需求和能力調整課程的考量。

Design a beginner-friendly, structured educational program in personal finance for residents of homeless shelters, focusing on foundational knowledge and practical skills. The program should cover budgeting, saving, and basic financial planning, utilizing clear explanations, relatable examples, and interactive exercises to engage participants. Ensure the content is accessible, easy to understand, and builds confidence in financial decision-making. Provide a detailed outline of the program,** including:**

1. Lesson plans with specific learning objectives and outcomes.

2. Materials needed for effective implementation, including any visual aids, worksheets, or technology requirements.

3. Strategies for participant engagement and feedback mechanisms.

4. A plan for assessing program effectiveness and participant progress.

5. Considerations for adapting the program to diverse learning needs and abilities.