小型企業財務韌性計劃 -Small Business Financial Resilience Program

為小型企業設計一套全面的財務韌性計劃，並專注於中級創業者。該計劃應涵蓋預算編制、風險管理和策略規劃。提供詳細且具教育意義的解答，並輔以實際案例和案例研究。概述制定和實施該計劃的步驟，以確保長期競爭力和可持續性。 ** 解決以下關鍵考慮因素：**

1. 評估當前財務狀況

2. 設定切合實際的財務目標

3. 制定量身訂做的預算

4. 識別並降低風險

5. 制定成長和適應策略計劃

6. 監控和調整計畫以持續改進

提供一個案例研究，展示該計劃的成功實施。

Design a comprehensive financial resilience program for small businesses, focusing on intermediate-level entrepreneurs. The program should encompass budgeting, risk management, and strategic planning. Provide detailed, educational responses supported by practical examples and case studies. Outline the steps to develop and implement this program, ensuring long-term competitiveness and sustainability.** Address key considerations such as:**

1. Assessing current financial health

2. Setting realistic financial goals

3. Creating a tailored budget

4. Identifying and mitigating risks

5. Developing a strategic plan for growth and adaptation

6. Monitoring and adjusting the program for continuous improvement

Include a sample case study illustrating the successful implementation of such a program.